Are you maximising tax deductions for your investment property?

According to the ATO there are around 1.9 million property investors in Australia and 2.7 million rental investment properties

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Should we stay or should we go? That's the question.

There is no end of financial advice on preparing for retirement: superannuation, investments, tax minimisation, pension eligibility, funding your desired lifestyle - the list goes on

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Nearly half of all homeowners have never refinanced!

A recent survey of Australian mortgage holders found 45% had NEVER refinanced their home

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We spend more time choosing shoes than a house!

Many people spend 6 to 12 months looking for a property but also act quickly when making a decision to buy

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Life after day care...discover your hidden $avings

When we live in a busy and expensive world we are often so focused on the money going OUT of our pockets that we sometimes don’t notice what’s coming IN

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Do you want 2017 to be different?

It’s that time of the new year again… so here are our TOP TEN TIPS to help YOU achieve your financial goals in 2017. Follow them through and this might be the year that makes a BIG difference to your financial future!

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Debt got you down? Take action now!

A recent survey revealed 41% of Australians have credit card debt and of those nearly 4 million cannot afford to repay it! In addition:

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Test your home loan knowledge

How much do you know about YOUR home loan?

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Cash rate remains steady but bank interest rates rise?

Once upon a time when the cash rate moved (up or down), most lenders would typically move their interest rate in alignment with the cash rate change. Have you noticed that when the cash rate moves up the lenders are quick to pounce on an increase and pass these increases on to us - the consumer - immediately?

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Property Investment - not just for the wealthy

If you think you have to be wealthy to invest in property you might be mistaken! In fact the skills and experience you’ve gained managing a budget on a lower income could make you a better property investor than some big spending high income earners.

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How To Decode A Property Advertisement

Real estate agents are many things to many people, but their first and foremost role is in sales. This means they’re committed to focusing on a property’s finest features, sometimes using optimistic descriptions that don’t always match up to reality.

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Question? Family…to help or not to help?

Do you have children trying to get into the property market? Are your children wondering if it will ever be possible to buy a property in today’s market?

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Will your super go the distance?

I’m sure we were all HOPING to draw a winner in a Melbourne Cup sweep. And if you had a win – well how LUCKY was that! However, when it comes to our retirement, the amount of funds we require to GO THE DISTANCE is best NOT left to chance…

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“Is Switching Loans a suitable alternative for me?”

Your home loan is usually your largest financial commitment. We understand that changes in interest rates can have a big impact on your monthly repayments and how long it takes you to pay off your loan. Switching loans might cost you thousands in early exit fees1 and other required fees, but it could possibly SAVE you thousands of dollars as well.

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Nearly half of all homeowners have NEVER refinanced!

Are you one of them? A recent survey of Australian mortgage holders found 45% had NEVER refinanced their home1. The report also found customers who DID refinance saved an average of $240 per month ($2,880 pa) by refinancing a 30 year loan. What would YOU do with an extra $240 each month?

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5 things first home buyers need to know

While the process can be challenging, and at times, seem unachievable, the decision to purchase your first home is one that will set you up for the future. The important thing to remember is that you don’t have to navigate the uncharted territory on your own.

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How To Avoid Those Extra Home Loan Fees

Exit and early termination fees imposed by financiers can put the brakes on plans to sell, to refinance, and to renovate or purchase an investment property. Here’s how to avoid them from the start.

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